Things I wish I knew when I was 18 just starting my adult life.
This time of year I get really nostalgic, is it really 2018? 10 years after the recession and 11 after my high school graduation? God, if only I knew then what I know now…I would shake some sense into me!
Go to a cheap college
Either state or city school. Don’t spend thousands and thousands of dollars on the private college experience unless you’re are getting a significant scholarship. The experience just so you can party is a waste of time. You’ll have to grow out of that behavior when your older and ready to settle down. I bought into the whole college experience and literally felt bad for every one else who had to commute to their college and were unable to be “independent” and have fun.
Now I envy their freedom from debt. I did not think about student loans, what the interest rate would be or how it would effect me financially. I didn’t even understand how much I was really taking.
Don’t compare yourself so much to other people. Stay in your lane.
I started college right before the start of the recession. It was all about who was friends with who, what you wore, what parties you were invited to, and who you dated. I really prioritized these things. Facebook was just starting to take off. (This was before it became a corporate spy for ad companies). I would literally get depressed if I saw friends having fun without me. (How dare they leave me out!) I’d be in a state of depression and have anxiety too.
Now I’m so happy when I’m on Instagram or Snapchat. Because everyone’s life should be awesome and it’s great seeing other people succeed and grow. At the same time, I’ve learned how to humble and grateful. I’m realizing how blessed I am. This is the kind of positive thinking that fills you up and makes you a memorable person to be around.
Do you, worry about what’s in your pocket!
I used to care so much about everyone having the same opportunity, not selling out, and being fair. What I didn’t realize was that by giving everyone a share of my pie, I really didn’t have anything for myself left. I mean, didn’t I earn the whole pie?
I shared way too much; my ideas, my time, my money. And it was all because I wanted people to like me and not view me as selfish. And 99% of them, are not even in my life anymore. I really didn’t have to put all that effort, because the people who are still by my side never really needed anything from me.
It’s about how much you save
YOLO and FOMO were pretty much one of the worst, most unnecessary campaigns of my youth.
Like we totally fell for it. We bought things and went on trips with money we didn’t have all for the show of it.
If I had cut back savings just for dumb things like coffee, alcohol, fast food, and general wasteful spending and then invested that in a mutual fund….I’d have a nice nest egg for a down payment on a home. But unfortunately 18-25 yr olds don’t think like that. YOLO! Oh wait, I’m here another day, just broke. Saving would have been the best financial advice to follow at that point.
Love is not a Disney story line.
I was really impractical and selfish during my early 20s. I’m lucky was able to hold on to the man of my dreams but it definitely did not pan out like a Disney storyline. At 21, I felt entitled like a princess. My husband felt like he had to take me out on dates with money he didn’t have! I sometimes felt like he wasn’t good enough. 🙁 Little did I know he was Mr. Right, my Mr. Big. We could’ve just saved a lot of fights and bad behavior if I wasn’t sooo cringey.
Over time, I learned that I needed to bring something to the table besides being pretty and young. Relationships are really a give and take and not so much about you changing the other person but about being complementary.
At 28, I’d say I feel more matured but if only 18 year old me knew these things. Life would have been so much easier!
Any thoughts? Or anything to add? Feel free in the comments below. Getting older is great as long as your also getting wiser!
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